ACLU Asks FTC to Investigate Mastercard for Discrimination Against Sex Workers, Adult Sites

ACLU Asks FTC to Investigate Mastercard for Discrimination Against Sex Workers, Adult Sites

WASHINGTON — The American Civil Liberties Union on Tuesday filed a formal complaint asking the Federal Trade Commission to investigate Mastercard for discriminatory practices against sex workers and adult content websites.

The ACLU filed the complaint along with sex worker collective Hacking//Hustling and a coalition of sex worker-led, anti-trafficking and LGBTQ+ organizations.

The ACLU-led coalition of organizations and advocates expressed its opposition to Mastercard’s 2021 policies for adult content websites using its credit card or payment options, and urged the FTC “to open an investigation and put an end to these discriminatory and dangerous practices,” the ACLU announced through a statement Tuesday.

Mastercard’s policies — imposing requirements such as pre-approval of all content before publication, forbidding certain search terms, and keeping records of age and identity verification for all performers — “not only restrict free speech and harm the livelihood of sex workers, but fail to make adult content platforms safer,” the ACLU asserted, also emphasizing “the harm such practices pose for Black, immigrant, and transgender sex workers especially.”

Mastercard's Discriminatory Practices: the Result of Anti-Porn Pressure

As XBIZ has been reporting, Mastercard’s policy change was the result of pressure from an ad-hoc alliance of self-appointed finance sector activists like controversial billionaire Bill Ackman; religiously motivated anti-porn groups and crusaders such as NCOSE, Exodus Cry and Laila Mickelwait; and their spokespersons and backers in the mainstream press, such as Nicholas Kristof and his New York Times opinion section editors.

Adult content, the ACLU noted, is constitutionally protected speech under the First Amendment.

“As our complaint explains, Mastercard’s vague and ambiguous policy requirements, coupled with the dangerous combination of platform over-compliance and inadequate automated tools, has led to the vast censorship of this entirely lawful category of speech,” the organization’s statement continued.

The ACLU also pointed out that Mastercard’s discriminatory payment policy has “forced sex workers into arduous — and often impossible — mazes of verification and regulation, requiring multiple levels of identity verification and putting needless bureaucracy in the way of legal conduct and speech. As a result, sex workers are losing income and stability.”

“When sex workers are pushed off of digital platforms, they’re forced into more dangerous and more onerous means of survival,” the organization cautioned.

Main Image: The unfortunately still-relevant banking discrimination scene in “Boogie Nights” (1997)

ACLU FTC Complaint Against Mastercard

Copyright © 2026 Adnet Media. All Rights Reserved. XBIZ is a trademark of Adnet Media.
Reproduction in whole or in part in any form or medium without express written permission is prohibited.

More News

European Commission: Age Verification App Ready For Use

The European Commission’s age verification app is now technically ready and will soon be available for EU citizens to use in order to prove their age when accessing online platforms, European Commission President Ursula von der Leyen announced Tuesday.

UK House of Commons Moves to Tone Down Porn Amendments

The House of Commons has modified amendments to the U.K.’s pending Crime and Policing Bill, including provisions regulating “step” content, content featuring adults role-playing as minors, and performers’ ability to withdraw consent.

AEBN Reveals Ariel Demure as Top Trans Star for Q1 of 2026

AEBN has named its top trans stars for the first quarter of 2026, with Ariel Demure landing atop the leaderboard.

Final IRS 'No Tax on Tips' Rule Excludes Pornography

The Internal Revenue Service on Monday published final regulations on the “No Tax on Tips” provision included in the “One Big Beautiful Bill Act,” offering new tax deductions for tip workers but excluding revenue received for “pornographic activity.”

Pennsylvania Legislature Weighs 'Porn Tax' Bill

The Pennsylvania State Senate is considering a bill that would impose a 10% tax on the revenue of adult websites doing business in that state.

Trump Tariffs Refund Process to Launch April 20

U.S. Customs and Border Protection (CBP) will begin the process of refunding duties paid under the Trump administration’s sweeping program of tariffs by providing, starting April 20, an online tool for submitting refund claims.

BranditScan Rolls Out 2 New Platform Features

BranditScan has introduced its new Traffic Optimization and Doxing Protection features for creators.

NMG Management Partners With Cosplayground to Scale Distribution

NMG Management has partnered with Cosplayground to expand the studio’s digital distribution and licensing operations.

Dreamcam Adds Real-Time Speech Translation

Dreamcam has introduced Voice Translator AI to its livestreaming platform.

UK Government May Limit 'Step' Porn Ban With New Amendments

The U.K. Ministry of Justice on Friday revealed new government amendments to the pending Crime and Policing Bill, potentially limiting a planned ban on “step” content to apply only if adult performers role-play as minors.

Show More