ACLU Asks FTC to Investigate Mastercard for Discrimination Against Sex Workers, Adult Sites

ACLU Asks FTC to Investigate Mastercard for Discrimination Against Sex Workers, Adult Sites

WASHINGTON — The American Civil Liberties Union on Tuesday filed a formal complaint asking the Federal Trade Commission to investigate Mastercard for discriminatory practices against sex workers and adult content websites.

The ACLU filed the complaint along with sex worker collective Hacking//Hustling and a coalition of sex worker-led, anti-trafficking and LGBTQ+ organizations.

The ACLU-led coalition of organizations and advocates expressed its opposition to Mastercard’s 2021 policies for adult content websites using its credit card or payment options, and urged the FTC “to open an investigation and put an end to these discriminatory and dangerous practices,” the ACLU announced through a statement Tuesday.

Mastercard’s policies — imposing requirements such as pre-approval of all content before publication, forbidding certain search terms, and keeping records of age and identity verification for all performers — “not only restrict free speech and harm the livelihood of sex workers, but fail to make adult content platforms safer,” the ACLU asserted, also emphasizing “the harm such practices pose for Black, immigrant, and transgender sex workers especially.”

Mastercard's Discriminatory Practices: the Result of Anti-Porn Pressure

As XBIZ has been reporting, Mastercard’s policy change was the result of pressure from an ad-hoc alliance of self-appointed finance sector activists like controversial billionaire Bill Ackman; religiously motivated anti-porn groups and crusaders such as NCOSE, Exodus Cry and Laila Mickelwait; and their spokespersons and backers in the mainstream press, such as Nicholas Kristof and his New York Times opinion section editors.

Adult content, the ACLU noted, is constitutionally protected speech under the First Amendment.

“As our complaint explains, Mastercard’s vague and ambiguous policy requirements, coupled with the dangerous combination of platform over-compliance and inadequate automated tools, has led to the vast censorship of this entirely lawful category of speech,” the organization’s statement continued.

The ACLU also pointed out that Mastercard’s discriminatory payment policy has “forced sex workers into arduous — and often impossible — mazes of verification and regulation, requiring multiple levels of identity verification and putting needless bureaucracy in the way of legal conduct and speech. As a result, sex workers are losing income and stability.”

“When sex workers are pushed off of digital platforms, they’re forced into more dangerous and more onerous means of survival,” the organization cautioned.

Main Image: The unfortunately still-relevant banking discrimination scene in “Boogie Nights” (1997)

ACLU FTC Complaint Against Mastercard

Copyright © 2026 Adnet Media. All Rights Reserved. XBIZ is a trademark of Adnet Media.
Reproduction in whole or in part in any form or medium without express written permission is prohibited.

More News

Island Conference Joins ASACP as Media Sponsor

Island Conference has signed on as an in-kind media sponsor for the Association of Sites Advocating Child Protection (ASACP).

Elly Clutch, Girthmasterr to Host 2026 XMA Creator Awards

XBIZ is pleased to announce Elly Clutch and Girthmasterr as co-hosts of the 2026 XMA Creator Awards, presented by premium creator platform Fansly.

FSC: TAKE IT DOWN Act Provisions Take Effect May 19

The Free Speech Coalition has issued a reminder notice that the notice-and-removal requirements of the federal TAKE IT DOWN Act will go into effect on May 19.

Venus Berlin Joins ASACP as Media Sponsor

Venus Berlin has signed on as an in-kind media sponsor for the Association of Sites Advocating Child Protection (ASACP).

XBIZ Miami's Host Hotel Sold Out; Additional Hotel Added

Guest rooms at XBIZ Miami’s exclusive conference venue, Goodtime Hotel in South Beach, are now completely sold out.

Penthouse Wins Trademark Infringement Case Against Fraudulent Domain

The World Intellectual Property Organization (WIPO) has ruled in favor of Penthouse World Media in a case against a website using an infringing domain.

'Collective Corruption' Relaunches Through PAYSITE

Fetish and BDSM membership site Collective Corruption has relaunched through PAYSITE.

RocketGate Taps Joël Drapeau for Senior Account Executive Role

Payment processing company RocketGate has hired industry veteran Joël Drapeau as its new account executive for business development and client relations.

VR Reloaded: Inside the Next Era of Immersive Adult Entertainment

For years, virtual reality in adult entertainment hovered somewhere between “quirky novelty” and “exciting promise of things to come.” While the technology hinted at a radically different way to experience erotic media, early experiments often required bulky headsets, complicated downloads, and production techniques that weren’t yet quite up to the task.

Pineapple Support Names Ocean Hanx Brand Ambassador

Pineapple Support has named creator Ocean Hanx as its newest brand ambassador.

Show More