educational

Mobile Market: Effective Billing

With mobile browsing, viewing and purchasing of adult content continuing to rise, it is ever more important for adult businesses to optimize their mobile presence. While this optimization must, of course, include design and navigation considerations, effective content delivery and quality content, establishing an effective billing solution is probably the single most mission-critical step toward success in the mobile market; it does not matter how outstanding your mobile site is if your customers cannot conveniently and easily purchase what you are trying to sell.

Of course, within the U.S. market, mobile billing for adult content is hampered by carrier policies that are far more restrictive than in many other regional markets. Mitch Farber, the CEO of NETbilling, a California-based processor that handles a high volume of purchases of mobile content, both domestic and foreign, told XBIZ that given the constraints on mobile adult content purchasing in the U.S., it is imperative that American companies do everything they can to ease the process of credit card-based mobile purchases.

Equally important to having a well-optimized mobile billing solution is ensuring that the mobile billing option is immediately visible to your potential customers. -Daniela Ganick, iTelebill.

“Merchants must rely on credit card billing primarily for U.S. customer purchases because SMS (“short message service”) billing is not available in the U.S. for adult content though the phone carriers,” Farber said. “For this reason, once the customer enters information for the first time, it is important to simplify the re-buy process to allow the customer to quickly make a purchase. One-click integrations are extremely useful for this purpose and many payment providers such as NETbilling offer these options for easy implementation.”

In less restrictive billing environments, mobile payments are quick, convenient, and increasingly becoming a part of daily life for consumers who now use their mobile devices for virtually everything they once did on a desktop computer.

“The main advantage of mobile payment is that it can be done everywhere,” observed Gerald Tachner, CEO of DIMOCO, an Austrian processor that maintains offices in 10 European countries. Tachner added that the ease and increasing popularity of using mobile devices to make purchases is good news for merchants going forward, due to statistics that show “a market potential of 5 billion mobile phone users” in the years ahead.

Daniela Ganick, Senior Account Manager for iTelebill, told XBIZ that equally important to having a well-optimized mobile billing solution is ensuring that the mobile billing option is immediately visible to your potential customers.

“If a company is using mobile payments, it is important to display it with all their other solutions, so the customer that comes onto the payment page has a perfect overview of how he can pay without having to search for it,” Ganick said. She added that for mobile-specific sites, where markets that permit SMS billing for adult content are concerned, “it is recommended to display phone payments as the first option, as it is much easier to start a payment process by entering your phone number than having to dig up a credit card and go through entering all those details.”

Tachner concurred with Ganick, noting that in addition to the convenience factor, “One of the main advantages of mobile payment is the smooth and integrated flow.”

“Users can stay on their handsets without changing media or any other disruption,” Tachner said. “Another important aspect of mobile payment is that users don’t need to type in any personal, secure data.”

Where the U.S. market is concerned, Farber reiterated the importance of doing everything possible to reduce the hassle of making credit card purchases, including using “fast and efficient payment forms that display beautifully in all smartphone browsers, even at slow speeds.”

“Having limited real estate to display and collect information means input fields on the forms must be properly formatted,” Farber said. “Regular and landscape page orientation must be considered when list selections and pull down menus take place.”

Despite the rapidly expanding mobile user base present in the market, many adult companies still have not committed to establishing a strong mobile presence, or are merely dabbling in mobile operations at this point, leading to some common mistakes observed by mobile payment processors. Among those mistakes, according to Tachner, is not considering mobile payment as an additional option for sites and products that themselves may not be optimized for mobile delivery.

“Mobile is a new media channel and a new opportunity for companies in the adult entertainment business,” Tachner said. “On the one hand, it is certainly necessary to get mobile content, but on the other hand, that is precisely the opportunity to reach a new target group and earn more revenue. No matter if we are talking about content on the classic or on the mobile web, mobile payment can be combined for both kinds of digital content.”

Farber said that one error he has observed in the adult mobile market actually stems from good intent: misguided attempts to prevent fraud.

“Merchants placing high fraud control on mobile join pages often results in higher decline ratios because of IP tracking issues, GEO lookups in the fraud tools and just the fact the on mobile devices, often typos are made by the user, causing input to be fraud analyzed and then declined,” Farber said.

Farber also advocated the practice of companies linking their mobile sites to their traditional sites, and vice versa, in a high-profile way.

“Provide a clear link from your mobile sites to your full site for those users who need special features that are found only on the full site,” Farber said. “Offer a clear and large button for users who don’t want to see the mobile version which is easily configured using a Cascading Style Sheet (CSS). Take advantage of iOS Webkit (CSS & HTML5) properties to make pages feel fast and smooth like native apps rather than a hosted page. Our most successful merchants are those that have seamlessly integrated their mobile and full site properties to create a complete user experience.”

Rounding out his own advice to adult mobile merchants, DIMOCO’s Tachner emphasized a point that is as simple as it is salient: “Find a trustworthy, reliable and experienced mobile payment partner.”

Related:  

Copyright © 2026 Adnet Media. All Rights Reserved. XBIZ is a trademark of Adnet Media.
Reproduction in whole or in part in any form or medium without express written permission is prohibited.

More Articles

profile

BranditScan's Aerie Saunders on Fostering Creator Knowledge, Confidence and Community

Aerie Saunders is firmly in her season. When she sits down with XBIZ, a fall-scented WoodWick candle burns in the background, pumpkins decorate her desk and the first signs of spooky season are already on display. Not that Saunders waits until autumn to embrace the macabre.

Jackie Backman ·
opinion

What Mastercard's Scam Monitoring Program Means for Adult Merchants

Mastercard's Scam Merchant Monitoring Program (SMMP) has introduced a new, investigation-led framework that works very differently from the ratio-based chargeback programs the industry has relied on for years. It applies to card-not-present merchants globally, and Mastercard's guidance on business models warranting closer attention includes adult content and dating platforms, along with subscription services, digital goods and forex.

Len Garcia ·
opinion

Why the Right Merchant Category Code Matters for NSFW AI Businesses

You explained exactly what your NSFW AI business does to your payment processor and they seemed to get it. The underwriting process felt thorough and exhausting, but it was well worth it because you began processing.

Jonathan Corona ·
opinion

How Local Payments Can Expand Access and Reduce Friction at Checkout

Global adult platforms often enter new markets with a familiar assumption: If their checkout accepts major cards, they're ready for local customers. In reality, payment habits vary widely by country. Dutch consumers use iDEAL for online shopping, BLIK is a leading e-commerce payment method in Poland, and India's UPI handles billions of transactions each month.

Mitch Platt ·
opinion

How Detailed Receipts Build Consumer Trust and Reduce Chargeback

When was the last time you bought something online? Chances are you looked for the confirmation almost immediately. Did the transaction go through? Does it show what you bought? Were you charged correctly? And if there's a problem, who can you contact?

Cathy Beardsley ·
opinion

What Adult Platforms Should Know About the EU AI Act

The European Union's Artificial Intelligence Act is now largely in force, creating new obligations for adult platforms using AI for content creation, performer verification, age estimation, moderation and other functions.

Corey Silverstein ·
profile

Verifymy's Emma Robert-Tissot on Putting People at the Heart of Online Safety

Warm, friendly and always happy to help, Emma Robert-Tissot has a gift for making even the most complex corners of online safety feel approachable.

Jackie Backman ·
profile

YourVids' Gino on Listening, Learning and Putting Creators First

Get Gino talking about the work creators pour into their careers, and his passion quickly becomes contagious. He deeply appreciates the people powering the business and has firm ideas about what they deserve in return.

Jackie Backman ·
profile

Vendo CEO Mitch Platt Reflects on 20 Years of Lessons and Evolution

More than 20 years ago, three entrepreneurs in Barcelona began gathering over beers to pitch, dissect and routinely destroy one another's business ideas. The ritual was simple: One person arrived with a concept, while the other two tried to expose every weakness. Any proposal that survived earned another look. Most did not.

Jackie Backman ·
opinion

How to Avoid the Hidden Risks of AI-Generated Legal Documents

Artificial intelligence can write a contract in seconds, but that does not mean it can write the contract your business actually needs. Across the adult industry, operators, creators and producers are increasingly using generative AI to prepare model releases, performer agreements, privacy policies, takedown notices, employment documents and responses to regulators. The appeal is obvious: Legal work is expensive, AI is fast and the resulting document often looks impressively professional. That polished appearance is exactly what makes the practice dangerous.

Corey Silverstein ·
Show More