educational

How to process International Traffic

By taking a closer look at the credit card penetration of the European countries, it becomes obvious that American Sponsors and Webmasters have to alter their billing methods. Within the U.S. we have a credit card penetration of 98%, but most of the European countries haven't even crossed the 30% margin!

Consider the following table:

Country
Number of Citizens
Number Of
Credit Cards
Credit Card
Penetration
U.S.A
281.550.000
274.698.992
98%
U.K.
59.739.000
17.670.941
30%
Spain
39.450.000
10.220.793
26%
Italy
57.679.000
4.809.496
8%
France
58.850.000
12.998.434
22%
Portugal
10.010.000
204.055
2%
Netherlands
15.919.000
3.038.088
19%
Russia
145.542.000
143.968
0%
Poland
38.650.000
328.649
1%
Austria
8.098.000
958.172
12%
Switzerland
7.180.000
1.777.042
25%
Germany
82.150.000
9.785.949
12%

Source: Fischer Welt Almanach

Leveraging International Markets
How can you go about participating in the booming international market? For one thing, you can sort the countries based upon credit card penetration. Also, be aware of certain credit card restrictions from American IPSP's.

The low percentage of credit card penetration within foreign countries is one of the major reasons, why most international traffic is funneled directly to a dialer. Meanwhile we have seen that countries such as Great Britain have started to restrict the Dialer-Business. Finland even outlawed the usage of dialers within the adult market. On top of that, the dialer does not feature the advantage of recurring billing. So what's left? To be honest, there is not much you can do if you think about doing it on your own.

If you are receiving a lot of international traffic, then you should be aware of factors such as the language barrier. Surfers that are coming from Norway, Sweden or Finland might not have difficulties in understanding your English sites. However, if you are dealing with countries such as Germany, Spain, Italy or France then it is a different story. Depending on the volume of your international traffic, it might be wise to offer your sites in different languages, but using common translation programs to translate your sites into a different language is an absolute no-no. The use of automated translation programs will result in incorrect translation and will lead to major misunderstandings. If you are translating your sites, consult a native speaker who knows the language and the slang words.

As we all know, there is more to this business than just translating your site into different languages. The offered content has to meet the preferences of the international surfers. For example, if you are covering the amateur niche, and you are receiving a lot of traffic from abroad, then it makes no sense to exclusively present American amateur content. Especially here, the user is interested in seeing the girl from next door. You should give your users the opportunity to chat with the girls, and therefore you must offer content and technology that enables the surfer to interact in their own language.

By considering the low credit card penetration of foreign countries, it is not hard to realize that international surfers prefer methods of payment other than credit cards. If you plan to successfully participate in international markets, you have to be able to offer additional methods of payment. Furthermore, you have to know all the specific search engines, webmaster resources, advertising portals, AVSs, TLDs and top-lists appropriate to your goals. This means you must spend quite some time researching the relevant market.

If you have the resources and the country-specific know-how, DO IT!

Those of us at SEXMoney are convinced that you are better off seeking international partnerships with affiliate programs that know the international market, the languages in the regions you are targeting, and who are able to offer local payment methods. The know-how of the maturing American market, combined with the international and cultural know-how of the European programs and affiliates, will lay the groundwork for profitable business for all, on an international level!

Copyright © 2026 Adnet Media. All Rights Reserved. XBIZ is a trademark of Adnet Media.
Reproduction in whole or in part in any form or medium without express written permission is prohibited.

More Articles

opinion

Understanding Sin Taxes and the Legal Roadblocks Ahead

As of this writing, a bill sits on the desk of Utah’s governor, awaiting his signature to make it state law. That bill includes a provision imposing an excise tax of 2% on adult sites operating in the state.

Corey D. Silverstein ·
profile

LoyalFans' Anastasia Pierce Bridges Creator Education, Empowerment and Ownership

Anastasia Pierce beams when she talks about her 26 years in the industry. Full of passionate energy, she clearly doesn’t just work in adult; she loves it.

Women In Adult ·
opinion

Growing Site Revenue Under Ever-Changing Compliance Rules

Over the past year, many merchants have reported earnings that were flat or even a bit down. This is due to three main factors: age verification regulations, click-to-cancel rules, and banks backing away from cross-sales due to regulatory requirements and the rollout of the Visa Acquiring Monitoring Program (VAMP).

Cathy Beardsley ·
opinion

AI Safeguards for Platform Compliance and Trust

If your platform hosts user-generated content (UGC), then you already know protecting your brand is not merely a matter of good design or strong community guidelines. It requires systems that can verify who your users are, filter what they upload and ensure your business stays on the right side of regulators, payment processors and public opinion.

Christoph Hermes ·
opinion

How to Eliminate User Redirects and Improve Checkout Retention

Running an adult site, you work hard to create traffic and make sure your funnel is optimal, with the end goal of getting users to make a purchase. Then, right at that critical moment, what do you do? You send them somewhere else. Not good.

Jonathan Corona ·
profile

Stripchat's Jessica on Building Creator Success, One Step at a Time

At most industry events, the spotlight naturally falls on the creators whose personalities light up screens and social feeds. Behind the booths, parties and perfectly timed photo ops, however, there is someone else shaping the experience.

Jackie Backman ·
opinion

Inside the OCC's Debanking Review and Its Impact on the Adult Industry

For years, adult performers, creators, producers and adjacent businesses have routinely had their access to basic financial services curtailed — not because they are inherently higher-risk customers, but because a whole category of lawful work has long been treated as unacceptable.

Corey Silverstein ·
opinion

How to Build Operational Resilience Into Your Payment Ecosystem

Over the past year, we’ve watched adult merchants weather a variety of disruptions and speedbumps. Some even lost entire revenue streams overnight — simply because they relied too heavily on a single cloud provider that suffered an outage, lacked sufficient redundancy and failover, or otherwise fell short when it came to making sure their business was protected in case of unwelcome surprises.

Cathy Beardsley ·
opinion

Building a Stronger Strategy Against Card-Testing Bots

It’s a scenario every high-risk merchant dreads. You wake up one morning, check your dashboard and see a massive spike in transaction volume. For a fleeting moment, you’re excited at the premise that something went viral — but then reality sets in. You find thousands of transactions, all for $0.50 and all declined.

Jonathan Corona ·
opinion

A Creator's Guide to Starting the Year With Strong Financial Habits

Every January brings that familiar rush of new ideas and big goals. Creators feel ready to overhaul their content, commit to new posting schedules and jump on fresh opportunities.

Megan Stokes ·
Show More