educational

How to process International Traffic

By taking a closer look at the credit card penetration of the European countries, it becomes obvious that American Sponsors and Webmasters have to alter their billing methods. Within the U.S. we have a credit card penetration of 98%, but most of the European countries haven't even crossed the 30% margin!

Consider the following table:

Country
Number of Citizens
Number Of
Credit Cards
Credit Card
Penetration
U.S.A
281.550.000
274.698.992
98%
U.K.
59.739.000
17.670.941
30%
Spain
39.450.000
10.220.793
26%
Italy
57.679.000
4.809.496
8%
France
58.850.000
12.998.434
22%
Portugal
10.010.000
204.055
2%
Netherlands
15.919.000
3.038.088
19%
Russia
145.542.000
143.968
0%
Poland
38.650.000
328.649
1%
Austria
8.098.000
958.172
12%
Switzerland
7.180.000
1.777.042
25%
Germany
82.150.000
9.785.949
12%

Source: Fischer Welt Almanach

Leveraging International Markets
How can you go about participating in the booming international market? For one thing, you can sort the countries based upon credit card penetration. Also, be aware of certain credit card restrictions from American IPSP's.

The low percentage of credit card penetration within foreign countries is one of the major reasons, why most international traffic is funneled directly to a dialer. Meanwhile we have seen that countries such as Great Britain have started to restrict the Dialer-Business. Finland even outlawed the usage of dialers within the adult market. On top of that, the dialer does not feature the advantage of recurring billing. So what's left? To be honest, there is not much you can do if you think about doing it on your own.

If you are receiving a lot of international traffic, then you should be aware of factors such as the language barrier. Surfers that are coming from Norway, Sweden or Finland might not have difficulties in understanding your English sites. However, if you are dealing with countries such as Germany, Spain, Italy or France then it is a different story. Depending on the volume of your international traffic, it might be wise to offer your sites in different languages, but using common translation programs to translate your sites into a different language is an absolute no-no. The use of automated translation programs will result in incorrect translation and will lead to major misunderstandings. If you are translating your sites, consult a native speaker who knows the language and the slang words.

As we all know, there is more to this business than just translating your site into different languages. The offered content has to meet the preferences of the international surfers. For example, if you are covering the amateur niche, and you are receiving a lot of traffic from abroad, then it makes no sense to exclusively present American amateur content. Especially here, the user is interested in seeing the girl from next door. You should give your users the opportunity to chat with the girls, and therefore you must offer content and technology that enables the surfer to interact in their own language.

By considering the low credit card penetration of foreign countries, it is not hard to realize that international surfers prefer methods of payment other than credit cards. If you plan to successfully participate in international markets, you have to be able to offer additional methods of payment. Furthermore, you have to know all the specific search engines, webmaster resources, advertising portals, AVSs, TLDs and top-lists appropriate to your goals. This means you must spend quite some time researching the relevant market.

If you have the resources and the country-specific know-how, DO IT!

Those of us at SEXMoney are convinced that you are better off seeking international partnerships with affiliate programs that know the international market, the languages in the regions you are targeting, and who are able to offer local payment methods. The know-how of the maturing American market, combined with the international and cultural know-how of the European programs and affiliates, will lay the groundwork for profitable business for all, on an international level!

Copyright © 2026 Adnet Media. All Rights Reserved. XBIZ is a trademark of Adnet Media.
Reproduction in whole or in part in any form or medium without express written permission is prohibited.

More Articles

opinion

How Adult Businesses Can Navigate Global Compliance Demands

The internet has made the world feel small. Case in point: Adult websites based in the U.S. are now getting letters from regulators demanding compliance with foreign laws, even if they don’t operate in those countries. Meanwhile, some U.S. website operators dealing with the patchwork of state-level age verification laws have considered incorporating offshore in the hopes of avoiding these new obligations — but even operators with no physical presence in the U.S. have been sued or threatened with claims for not following state AV laws.

Larry Walters ·
opinion

Top Tips for Bulletproof Creator Management Contracts

The creator management business is booming. Every week, it seems, a new agency emerges, promising to turn creators into stars, automate their fan interactions or triple their revenue through “secret” social strategies. The reality? Many of these agencies are operating with contracts that wouldn’t survive a single serious dispute — if they even have contracts at all.

Corey D. Silverstein ·
opinion

Building Sustainable Revenue Without Opt-Out Cross-Sales

Over the past year, we’ve seen growing pushback from acquirers on merchants using opt-out cross-sales — also known as negative option offers. This has been especially noticeable in the U.S. In fact, one of our acquirers now declines new merchants during onboarding if an opt-out flow is detected. Existing merchants submitting new URLs with opt-out cross-sales are being asked to remove them.

Cathy Beardsley ·
trends

How to Handle Payment Disputes Without Sacrificing Trust

You can run the best-managed and most compliant website out there, but that still doesn’t completely shield you from the risks tied to payment disputes. Buyer’s remorse, an unclear billing description or even a simple misunderstanding can lead a customer to dispute a transaction. Accumulate enough disputes, and both your reputation and revenue could be at risk.

Jonathan Corona ·
trends

WIA Profile: Taylor Moore

With a 70-person team and a growing slate of tools for content creators, the Teasy Agency has developed a reputation for putting talent first. That commitment owes a lot to co-founder Taylor Moore’s own experiences as a cam model.

Jackie Backman ·
profile

WIA Profile: Cathy Turns Creator Platform Experience Into a Model-First Playbook

As both a model and industry executive, Cathy lives in two worlds at once. “Since I do both things, I can act as the liaison between the model community and the rest of the SextPanther team,” she tells XBIZ.

Jackie Backman ·
opinion

From Compliance to Confidence: The Future of Safety in Adult Platforms

In numerous countries and U.S. states, laws now require platforms to prevent minors from accessing age-inappropriate material. But the need for safeguarding doesn’t end with age verification. Today’s online landscape also places adult companies at uniquely high risk for inadvertently facilitating exploitation, abuse or reputational harm, or of being accused of doing so.

Andy Lulham ·
opinion

What Adult Businesses Need to Know About Florida's Age Verification Law

The rise and proliferation of age verification laws has changed the landscape for the online adult industry. A recent and compelling example is the state of Florida, where Attorney General James Uthmeier has filed multiple complaints against major platforms as well as affiliates accused of violating the state’s AV law.

Corey D. Silverstein ·
opinion

Maintaining Brand Trust in the Face of Negative Press

Over the last year, several of our merchants have found themselves caught up in litigation over compliance with state age verification laws. Recently, Segpay itself was pulled into the spotlight, facing scrutiny over Florida’s AV statute, HB 3. These stories inevitably get picked up by both industry and mainstream news outlets.

Cathy Beardsley ·
opinion

How to Switch Payment Processors Without Disrupting Business

For many merchants, the idea of switching payment processors can feel pretty overwhelming. That’s understandable. After all, downtime can stall sales, recurring subscriptions can suddenly fail, or compliance gaps can put accounts at risk. Operating in a high-risk sector like the adult industry can further amplify the stress of transition.

Jonathan Corona ·
Show More