opinion

The Question of Cross Sales

Recent Card Association decisions and closer inspection of cross sell practices and account coding are all conspiring to change the way many programs conduct business with credit card joins in this lucrative revenue generation area.

New restrictions on external cross sales may be impacting your revenues. If so, there is good news from Webbilling.com. EU Direct Debit solutions are not governed by card association rules, and in fact, when considering adding the Webbilling platform to your payment cascade, you should forget everything you know about credit cards and welcome the addition of significant EU revenue from your current traffic - the joins are already there, they just can't pay you now! ...Credit card penetration, while growing, remains low throughout Europe - but everybody has a bank account.

Add cross sales in Germany, United Kingdom, Austria, Spain and the Netherlands - you'll be making more money the moment you switch Webbilling on.

With Webbilling, you can conduct both external and internal cross sales, and there are no 1%/2% limits or fines on chargebacks to be concerned with. Their collection service within each of their countries aggressively pursues each and every chargeback as part of your service, and these recovered chargebacks become a recovered revenue stream over time.

One thing to remember is that you are in business for the long-term, so at all times cross selling must be conducted in a responsible manner. Simply put, the customers must know what they are purchasing and how much will be deducted from their accounts. That being said, there is money to me made, and Webbilling welcomes your questions on cross selling options.

Webbilling is an easy implementation in NATS3, NATS4 and MPA3 - you can access the entire cross selling capability quickly and easily and be cashing in on newfound EU revenue in no time at all. Whatever your program infrastructure, there is an API solution for you today.

Webbilling.com offers you essential European payment methods including Direct Debit for Austria, Germany, Spain, the Netherlands and United Kingdom and Advanced Direct pay for 43 European countries! If you add the payment methods to your already existing cascade you can significantly increase your revenue.

Bring your responsible business and Webbilling.com will help you make more money from your existing traffic than you ever thought possible. Test Them Now!

Convert every possible user. Do not let any joins escape. Write: marketing@webbilling.com for more information and see how easy it is to get started.

Copyright © 2026 Adnet Media. All Rights Reserved. XBIZ is a trademark of Adnet Media.
Reproduction in whole or in part in any form or medium without express written permission is prohibited.

More Articles

profile

BranditScan's Aerie Saunders on Fostering Creator Knowledge, Confidence and Community

Aerie Saunders is firmly in her season. When she sits down with XBIZ, a fall-scented WoodWick candle burns in the background, pumpkins decorate her desk and the first signs of spooky season are already on display. Not that Saunders waits until autumn to embrace the macabre.

Jackie Backman ·
opinion

Why Adaptive Pleasure Belongs Across Every Adult Retail Category

For too long, accessibility in adult retail has been treated as a side conversation. When it appears at all, it is often tucked away in a hard-to-find website category, framed as a special accommodation or treated as a medical add-on rather than a legitimate pleasure category. That approach misses the point.

Hail Groo ·
opinion

What Mastercard's Scam Monitoring Program Means for Adult Merchants

Mastercard's Scam Merchant Monitoring Program (SMMP) has introduced a new, investigation-led framework that works very differently from the ratio-based chargeback programs the industry has relied on for years. It applies to card-not-present merchants globally, and Mastercard's guidance on business models warranting closer attention includes adult content and dating platforms, along with subscription services, digital goods and forex.

Len Garcia ·
trends

Why Retailers Need a Clearer Conversation About Margins

With rising manufacturing costs and living expenses, manufacturers’ suggested retail price (MSRP) no longer aligns with the actual costs of operating a business. This situation calls for a discussion about the current industry pricing landscape, potential adjustments, and how companies can make an impact.

Mersy Love ·
opinion

Why the Right Merchant Category Code Matters for NSFW AI Businesses

You explained exactly what your NSFW AI business does to your payment processor and they seemed to get it. The underwriting process felt thorough and exhausting, but it was well worth it because you began processing.

Jonathan Corona ·
profile

WIA: Perfect Fit Brand's Cee Cee Peters on Building a Lasting Career

For much of her decades-long career in the adult products industry, Cee Cee Peters let her work speak louder than her name. While she built relationships with retailers, became a top salesperson, and watched the business evolve from a movie-dominated marketplace into today’s sexual wellness industry, Peters deliberately kept a relatively low public profile. Raising children during the rise of the internet made that decision especially important to her.

Ariana Rodriguez ·
trends

How Local Payments Can Expand Access and Reduce Friction at Checkout

Global adult platforms often enter new markets with a familiar assumption: If their checkout accepts major cards, they're ready for local customers. In reality, payment habits vary widely by country. Dutch consumers use iDEAL for online shopping, BLIK is a leading e-commerce payment method in Poland, and India's UPI handles billions of transactions each month.

Mitch Platt ·
trends

A Look Inside CC Wellness' Production Process

Stepping through the front doors of CC Wellness’ 215,000-square-foot headquarters, you first encounter the lubricant manufacturer’s comprehensive process in the company’s wall of plaques, which celebrate more than 25 formulas that have received FDA 510(k) clearances for medical devices.

Ariana Rodriguez ·
opinion

How Detailed Receipts Build Consumer Trust and Reduce Chargeback

When was the last time you bought something online? Chances are you looked for the confirmation almost immediately. Did the transaction go through? Does it show what you bought? Were you charged correctly? And if there's a problem, who can you contact?

Cathy Beardsley ·
trends

A Look at the Growing Market for Pleasure-Enhancing Consumables

For decades, the sexual enhancement aisle consisted mainly of pills promising stamina, with bottles and blister packs leaning heavily into themes of masculinity, urgency and performance. The sales pitch was rarely subtle: Take this, and something bigger, harder, longer or more intense would follow.

Ariana Rodriguez ·
Show More