opinion

A VISA Alternative

We’ve had a few recent discussions on the XBIZ boards that explored innovative marketing and billing mechanisms; some of which caused complications with billing companies such as CCBill, due to the nature of the content and means of its presentation. Billing difficulties are nothing new for webmasters, however, and often result from policies imposed by banks and credit card companies.

Finding acceptable ways around these challenges can be rewarding and lead to expanded opportunities for profit. For many smaller operators, including models trying to start their own website, one such challenge is the $750 VISA fee. A trivial amount for a properly capitalized company, it may be insurmountable for a girl whose motivation is financial necessity rather than insatiable exhibitionism and likewise for the working man on a limited income, trying to make some gas money on the side.

One of my favorite solutions for operators in this position is the creation of a hybrid site; initially developed as a premium-level AVS site, then evolved into a combination paysite / AVS site. Let’s take a closer look:

I’m not going to get into everything you need to know about AVS sites here; simply do a search for “AVS sites” at XBIZ if you need to learn the basics. Suffice it to say that you can build your site to meet the particular AVS’ standards for participating in its premium program offering recurring payouts. Submit your site to the AVS and enjoy the quality traffic you’ll receive from being on its new sites list while you develop your own ongoing traffic sources.

Once your site has fallen off of the AVS’ “new” list, redo your join page to offer CCBill as the primary processor (without VISA) and make a “VISA” join link that goes straight to the AVS’ signup page.

Set the AVS’ join page as the “denial” page in your CCBill admin, and link to this page from your tour / join page as an “alternative membership option.”

If your site has a $19.95/mo. price point, for example, the difference between the CCBill payout of $16.95 (your $19.95 membership fee - the 15 percent processing fee) and a typical recurring AVS payout of, say, $14, is only $2.95.

If you pay the VISA fee of $750, using the numbers above, it would require 254 member-months worth of sales through CCBill before you recouped your $750 (254 x $2.95 = ~ $750)

When your site makes those 254 sales, you should have the money to pay the VISA fee, which will allow you to bump CCBill up as the VISA processor as well, and still offer the AVS as the denial URL and alternative link, enjoying the best of both worlds and enhanced revenue opportunities.

No, the AVS will probably not like this and will likely de-list you as soon as they see it, BUT if you have a quality site that is making sales, they will not likely toss you out of the program – continuing to process your new and recurring memberships – and giving you the added benefit of often dramatically increased retention rates for those AVS systems that offer their own extensive members areas.

There are similar ways that smaller operations can incorporate a poor man’s version of cascading billing and expand their earning options, and exploring these ways can help you to achieve your goals in this biz. Keep experimenting and good luck!

Copyright © 2026 Adnet Media. All Rights Reserved. XBIZ is a trademark of Adnet Media.
Reproduction in whole or in part in any form or medium without express written permission is prohibited.

More Articles

opinion

How AI-Powered Loss Prevention Can Help Your Store

Years ago, I was deeply involved in upgrading the security camera system at a store in Hawaii. The process took several months. We provided store diagrams, mapped out camera lines of sight, waited for quotes, then coordinated with a contractor to install everything. It cost thousands — and by the time I left that position, the system still wasn’t fully operational.

Zondre Watson ·
opinion

What DSA and GDPR Enforcement Means for Adult Platforms

Adult platforms have never been more visible to regulators than they are right now. For years, the industry operated in a gray zone: enormous traffic, massive data volume and minimal oversight. Those days are over.

Corey D. Silverstein ·
opinion

5 Product Trends Retail Buyers Should Bet On in 2026

In 2026, expect consumers to prioritize one thing above all else: comfort.

Sunny Rodgers ·
opinion

Making the Case for Network Tokens in Recurring Billing

A declined transaction isn’t just a technical error; it’s lost revenue you fought hard to earn. But here’s some good news for adult merchants: The same technology that helps the world’s largest subscription services smoothly process millions of monthly subscriptions is now available to you as well.

Jonathan Corona ·
opinion

Exploring the Shift Toward Pleasure Products Designed for All Bodies

The last few years have seen a positive change in our industry, as more brands and innovators are finally prioritizing accessibility. Whether they call it inclusive design, adaptive pleasure or accessible intimacy, the aim remains the same: Pleasure should be accessible to everyone, including people with limited mobility or physical disabilities.

Alexandra Bouchard ·
opinion

Navigating Age Verification Laws Without Disrupting Revenue

With age verification laws now firmly in place across multiple markets, merchants are asking practical questions: How is this affecting traffic? What happens during onboarding? Which approaches are proving workable in real payment flows?

Cathy Beardsley ·
opinion

How January Retail Sales Prime the Pump for Valentine's Day

January may look quiet on paper, but anyone who has worked in a pleasure store knows that the first month of the year has a very particular energy.

Rin Musick ·
profile

WIA: Corrinne Musick Fosters Harmonious Retail Relations at Sportsheets

Wherever there’s a retailer needing guidance, a trade show booth crowded with buyers or a curious YouTube viewer looking for sex education, there you’ll find Sportsheets’ traveling pleasure product expert, Corrine Musick.

Colleen Godin ·
opinion

A Creator's Guide to Post-Event Networking

In the adult industry, talent, creativity and individuality are vital, but true longevity often comes from the connections you make — and how well you nurture them. Meeting people at expos and conferences, or on online forums, is only the first step. What strengthens a career and reputation is how you maintain those relationships over time. Networking isn’t about collecting contacts; it’s about cultivating trust, offering value and building mutual support in an industry that thrives on collaboration and authenticity.

Mikayela Miller ·
opinion

Tips for Testing Content to Maximize Conversions

Everyone’s looking for what’s next, hot and new. That’s understandable. Who doesn’t want to be on the cutting edge, riding the next wave? But before you rush to reinvent yourself, remember this: The most successful creators aren’t the ones chasing trends. They’re the ones who take the time to figure out what actually works before committing to big changes.

Megan Stokes ·
Show More