opinion

Revelations - Xbiz Summer Forum & Billing

As the Xbiz Summer Forum wrapped up last week I enjoyed the opportunity to moderate the panel focused on Visa regulations, good business practices, and the card associations’ rules, past, present and future. My panelists included card processing authorities Cathy Beardsley of Segpay/CommerceGate/DHD, Mitch Farber of Netbilling, Steve Bryson of OrbitalPay, Dennis DelaRosa of OnlineIPS.net, and Doug Wickes of CCBill.

Our discussions centered on recent new VISA rule enforcement emphasis, guidance on compliance issues, and understanding the regulations faced by merchants every day. Among others, attendee Daniel Hogue, camworld.com CEO, contributed some incisive questions eliciting detailed answers to specific compliance requirements across programs and sites. The depths of the combined panelists’ knowledge was certainly tested here. This Xbiz offering was not your typical vanilla tradeshow billing seminar.

Topics covered included internal and external cross sale limits and exclusions, affects on merchant account holders versus those using third party processors, differences between Visa and MasterCard on all topics, content guidelines and monitoring, history and significance of the Visa regions, descriptors, scrubbing, intentional and unintentional questionable billing practices, common merchant mistakes, and suspicious activity and freezing of funds. The bottom line was a mostly positive future outlook from a particularly well informed group delivering the real goods without hedging.

A post-Visa adult world was also discussed and the panelists unanimously agreed that VISA will not leave the space, but compliance enforcement, fraud prevention and vigorous monitoring of merchant relationships and activities would all continue to intensify to the benefit of cardholders.

I especially enjoyed the moderation, as Webbilling does not provide merchant accounts or process credit cards and therefore is not affected by card association rules; Webbilling provides a non-card payment platform for Europe to pair with and augment credit card processing for extra revenue from the same traffic. With knowledge of processing but no dog in the show, my questions generated a spirited hour of discussion and great attendee participation. For information and introductions to panelists and information on the Webbilling EU non-card payment solutions, write Marketing@Webbilling.com NOW, and watch for more straightforward relevant panels at future Xbiz events.

Copyright © 2026 Adnet Media. All Rights Reserved. XBIZ is a trademark of Adnet Media.
Reproduction in whole or in part in any form or medium without express written permission is prohibited.

More Articles

trends

Meet the New Class of Pleasure Purveyors Making Waves

The sexual wellness industry has always evolved in response to cultural shifts, but the current wave of up-and-coming pleasure brands signals something deeper than trend cycles or aesthetic refreshes. These founders aren’t just launching new products; they are reframing what intimacy means, who it is for and how it fits into everyday life. Across supplements, toys, aftercare and even divination decks, a new generation of brands is closing long-ignored gaps — between pleasure and wellness, fantasy and function, science and sensuality, individuality and shared experience.

Ariana Rodriguez ·
opinion

How to Convert Fans Through Scarcity and Exclusivity

Nothing sparks fans’ ongoing desire in the long term like making them feel personally prioritized. It gives them a sense of belonging and sparks a level of loyalty that goes far beyond just loving your work. Forging that degree of connection, however, requires knowing how to employ two key tactics: scarcity and exclusivity.

Sara Stars ·
profile

Viben's Kara Liburd on Building a Fulfilling Career in the Industry

“We work in an industry where trust, follow-through and service matter just as much as product quality,” declares Viben sales exec Kara Liburd. “Retailers today want analytics, marketing assets and deeper product knowledge, and brands are stepping up to provide that support.”

Colleen Godin ·
opinion

How to Reinvest Back Into Your Creator Business

Early in their careers, most creators necessarily focus on survival. Money goes toward basic expenses, equipment upgrades and keeping content flowing. Once income becomes more consistent, however, it’s time to begin thinking about growth and sustainability. How can you build something that lasts beyond the next release or trend?

Megan Stokes ·
profile

WoodRocket Delivers Classic Adult Fun With a Quirky, Modern Twist

What does it take to stand out in the industry these days? How about a “Live, Laugh, Cum” keychain?

Colleen Godin ·
profile

Efren Méndez Leads LoveStore Mexico With a Community-First Approach

Fifteen years ago, Efren Méndez and a friend walked into a sex shop. They were looking for nothing more than a few items for a party. Instead, the moment altered the direction of his career, and ultimately his life.

Jackie Backman ·
profile

Kisscat on American Dreams and Creating Content That Connects

The year was 2019. Kisscat was drying her hair when her husband, Alex, walked in and told her about a couple who had become popular on Pornhub just shooting videos at home.

Jackie Backman ·
opinion

Guiding Shoppers With Clear Pleasure Education

One of the most valuable skills in pleasure retail isn’t persuasion — it’s translation. Customers often arrive curious but cautious, unsure of terminology, functions or even what questions to ask. The goal isn’t to overwhelm them with specs or explicit details, but to describe product features in a way that feels approachable, relatable and easy to imagine.

Sara Gaffoor ·
profile

Stripchat's Jessica on Building Creator Success, One Step at a Time

At most industry events, the spotlight naturally falls on the creators whose personalities light up screens and social feeds. Behind the booths, parties and perfectly timed photo ops, however, there is someone else shaping the experience.

Jackie Backman ·
opinion

High-ROI Marketing Tactics for Online Retail

In adult ecommerce, the marketing landscape never stops shifting. What succeeded brilliantly in March may seem outdated by September. When you look at the bigger picture, however patterns emerge: clear, repeatable paths to strong ROI that remain consistent even as algorithms, platforms and buyer behavior keep changing.

Hail Groo ·
Show More